About Luzern Risk

Luzern Risk is transforming risk into a strategic asset. We are building a platform to revolutionize the captive management industry, providing our clients with the technology and expertise to take control of their risk financing. We are a team of passionate, driven individuals excited to solve hard problems, build an industrydefining company, and create a best-in-class experience for our clients.

Our Senior Accountant will be a foundational hire on our accounting team, executing the day-to-day work that powers our clients’ captive insurance financials. You will own the close cadence for a book of captive

participants, work directly with clients on questions and requests, and partner with our technology team to

turn manual processes into automated workflows.

The ideal candidate has hands-on insurance accounting experience, is motivated to develop deep captive expertise quickly, and is energized by the chance to build the accounting function from the ground up at a startup. You operate with urgency, ask sharp questions, and bring a builder’s mindset to every process you touch.

Key Responsibilities

Core accounting execution: Own monthly and quarterly close activities for a book of captive participants, including journal entries, reconciliations, premium and loss accounting, intercompany activity, and financial statement preparation.
Client interaction: Serve as a day-to-day point of contact for client finance teams. Field questions, walk clients through their financials, and follow through on requests without needing to be chased.
Systemization and technology adoption: Partner with the technology team to codify accounting workflows into the Luzern Risk platform. Identify repetitive manual work, propose automations, and adopt new tools quickly. Your hands-on experience shapes what we build next.
Process documentation: Build and maintain clear documentation for the accounting processes you run. Make your work repeatable so the team can scale.
Regulatory and compliance support: Support annual audits, regulatory filings, and domicile-specific reporting requirements for our captive clients.

Successful candidates will demonstrate

Curiosity: A yearning to deeply understand the captive insurance industry, our clients, and our business. You ask questions, take notes, and come back the next day sharper than the day before.
Urgency: You drive the work in front of you to closure and do not let items sit.
Ownership: When something lands on your plate, it gets done. You drive your work to completion without needing to be managed step by step.
Bias for action: You spot problems and opportunities and move on them, rather than waiting to be told.
Systems thinking: You see opportunities to standardize and automate the work you do. You are eager to partner with engineers and product to make the platform better.
Client presence: You are comfortable on a call with a client controller or CFO, can explain accounting matters clearly, and represent Luzern Risk well.
Rigor: You take quality seriously. You check your work, reconcile what should reconcile, and surface problems early rather than hiding them.

Requirements

5 to 10 years of professional accounting experience
Insurance accounting experience required; captive insurance accounting experience is a strong plus
Bachelor’s degree in relevant field
Comfort working directly with clients and presenting financial information
Demonstrated interest in financial systems, automation, and technology adoption
Strong written and verbal communication skills
Fully remote role; must be able to work core hours that overlap with US Eastern time and be open to traveling to HQ in New York a few times a year

Senior Accountant

About the job